Terms of Service

These terms govern your use of the Cortex Layer website, dashboard, and MCP memory server (together, the "Service"), operated by Miguel Cota ("we", "us"). By creating an account or connecting an agent to the Service, you agree to these terms. See also our Privacy Policy, which covers how we handle your data.

1. The Service

Cortex Layer is a hosted memory layer for LLM agents, exposed as an MCP server: your agent stores and retrieves facts through it over the Model Context Protocol or REST API.

The Service is in early access. Features, limits, and pricing may change, and we don't guarantee uptime or that the Service will be available at any given time.

2. Accounts

• You must be at least 13 years old and able to form a binding contract to use the Service.
• You're responsible for your account, your API keys, and anything done through them — keep keys confidential and revoke any you suspect are compromised.
• During early access, we may limit or pause new signups at our discretion.

3. Acceptable use

You agree not to:

• Use the Service for anything illegal, or to store or process content you don't have the right to store.
• Try to circumvent plan limits, rate limits, or authentication.
• Attempt to disrupt, overload, or gain unauthorized access to the Service or other users' data.
• Reverse engineer the hosted Service beyond what's needed to use its public API.
• Store highly sensitive data — payment card numbers, health records, government ID numbers, passwords, or other credentials — as memory content (see our Privacy Policy, section on data minimization).

We may suspend or terminate accounts that violate this section.

4. Fees & billing

• Paid plans (Pro, Max) are flat-rate monthly subscriptions billed through Stripe — no metered billing, no usage-based invoices.
• Writes and reads past your plan's monthly cap are rejected until the cap resets on the 1st of the next UTC month, or until you upgrade; an upgrade raises your effective cap immediately.
• You can cancel any time from the Stripe billing portal, linked in your dashboard. Cancelling stops future billing; we don't provide refunds for the current billing period already paid for.
• We may change prices or plan limits going forward; changes won't apply retroactively to a period you've already paid for.

5. Your content

You own the memory content your agent stores through the Service. You grant us a license to store, process, and transmit it solely to operate the Service for you — to extract facts, serve retrievals, and enforce your plan limits. We don't use your memory content to train models or for any purpose other than running the Service for you.

6. Intellectual property

The hosted Service, this website, and the Cortex Layer name are ours. Some of our client software is separately open source — see github.com/Cortex-Layer for the applicable repository and license.

7. Termination

• You can stop using the Service and cancel your subscription at any time.
• We may suspend or terminate your access for violating section 3 (Acceptable use), non-payment, or if required by law.
• After termination, your data is handled per our Privacy Policy's retention terms.

8. Disclaimer of warranties

The Service is provided "as is" and "as available", without warranties of any kind, express or implied, including fitness for a particular purpose, merchantability, or non-infringement. We don't warrant that the Service will be uninterrupted, error-free, or that facts extracted from your memory content will be accurate or complete.

9. Limitation of liability

To the extent permitted by law, we won't be liable for any indirect, incidental, or consequential damages arising from your use of the Service. Our total liability for any claim relating to the Service is limited to the amount you paid us in the 12 months before the claim arose (or $100 if you're on the Free plan).

10. Changes to these terms

We may update these terms as the Service evolves. If we make material changes, we'll update the effective date above and, where appropriate, let you know directly. Continuing to use the Service after a change means you accept the updated terms.

11. Contact

Questions about these terms: support@cortexlayer.net, or see our support page.